Microsoft One Drive is a cloud storage drive where you can keep files without having to worry where your flash drive is. It should be protected just like any other online account that you have. By following the steps I have outlined, you will do as much as you can to keep others from trying to get into your account. If you have a Skype account and have enabled Two Factor Authentication there, you are already ready to go. The instructions are listed here with minor changes so that those who don’t use Skype but use One Drive will be able to setup this same level of protection.
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